IRAWAN, H.; SENIMA, B. A. P.; SASONGKO, M.; SEPTIJANTINI, M. Adopsi Pembayaran Digital di Pedesaan: Perubahan Prilaku Finansial dan Tantangan Inklusi Keuangan. Peradaban Journal of Economic and Business, [S. l.], v. 5, n. 1, p. 182–199, 2026. DOI: 10.59001/pjeb.v5i1.734. Disponível em: https://jurnal.peradabanpublishing.com/index.php/PJEB/article/view/734. Acesso em: 4 apr. 2026.